tag:blogger.com,1999:blog-303365982011-12-14T19:02:50.869-08:00Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.comBlogger101100tag:blogger.com,1999:blog-30336598.post-24235942860373310032007-06-04T06:57:00.000-07:002007-06-04T06:59:27.304-07:00

Many personal loan deals feature an initial payment holiday whereby you don't have to start making payments on a loan for several months after receiving the advance. These are known as deferred loans, and are available both as unsecured loans and secured loans. Are they a feature worth looking for when you're in the market for a new loan?The main benefit to them is that they can provide a bit of

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-28057793192656238902007-05-24T04:09:00.000-07:002007-05-24T04:14:11.728-07:00

It's not uncommon for people to be short of cash towards the end of the month, in the period between running out of spare cash and receiving your next paycheck. There are many ways that people tide themselves over this period, ranging from using a credit card for both purchases and cash withdrawals, or making use of a bank overdraft.There is another option that you'll see advertised all over the

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-38072091447917038982007-05-22T05:49:00.000-07:002007-05-22T05:51:26.663-07:00

Despite their great convenience as a method of payment, credit cards have something of a reputation as a dangerous thing to have. One of their biggest benefits, the access to credit, is also one of their greatest drawbacks. It's all too easy to get into money problems by racking up debt that you'll struggle to pay off.The can also be expensive, with some of the heftiest charges and interest rates

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1154518517519322192006-08-02T04:24:00.000-07:002006-08-02T04:43:51.380-07:00

The internet is awash with sites promising a quick fix to your financial worries with a cash loan to see you through to your next payday. Originally a USA phenomenon, there are now more and more sites offering UK payday advances.If you're struggling to make ends meet then such a loan could seem very attractive, but make sure you go into the deal with your eyes open.Payday loans are expensive.

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1154344421800513222006-07-31T03:40:00.000-07:002006-07-31T04:16:58.226-07:00

Most people are now aware of the fees being imposed by most credit card issuers for balance transfers, and while there are still cards available without a fee, a charge of 2.5% or thereabouts has become a fact of life.Most cards with a transfer fee will cap the amount you have to pay at £50 or similar, with this figure hidden in the small print. Some cards, however, mention no upper limit - and

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1154086855816661712006-07-28T04:33:00.000-07:002006-11-27T02:45:26.396-08:00

As energy prices continue to rise, it's becoming more and more important for people to minimise their gas and electricity costs. A popular method is to switch supplier in the hope of getting a better deal, and there are many sites out there which let you easily compare tariffs from the various companies.But, as the price rises are caused by spiralling wholesale energy costs which affect all

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1152615482132788582006-07-11T03:58:00.000-07:002006-07-11T03:59:47.713-07:00

A government-backed report to be published tomorrow will call for possibly billions of pounds of unclaimed assets to be put towards charitable use.Estimates of the value of unclaimed cash sitting in bank accounts vary, but most agree that the total runs into billions of pounds.The report, complied by the Commission on Unclaimed Assets set up by chancellor Gordon Brown last year, says that a fund

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1151507301339197622006-06-28T08:00:00.000-07:002006-06-28T08:10:00.450-07:00

An employee of global banking giant HSBC has been arrested on suspicion of passing on confidential customer details to fraudsters, who used the information to defraud 16 of the bank's UK customers of a total of £220,000.The man, Nadeem Kashmiri, was employed at the company's call centre in Bangalore, India, a fact that will only add fuel to the fire in the debate about offshore call

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1151418163249767842006-06-27T07:14:00.000-07:002006-06-28T07:00:53.310-07:00

The BBC has a story quoting mortgage industry insiders who think that the size of mortgage exit fees is a 'scandal', and that some may actually be illegal.Exit fees are a fee charged by the lender when you switch your mortgage away from them, and are supposed to reflect the administration costs incurred by discharging the mortgage, but with typical fees now rising to £275 or more - compared to

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0tag:blogger.com,1999:blog-30336598.post-1151416602888464032006-06-27T06:52:00.000-07:002006-07-11T04:36:00.343-07:00

The latest figures from the BBA show that the UK's appetite for credit card debt may finally be slowing down, with repayments in April £251m higher than the new spending of £7.7bn, meaning an effective reduction in overall debt.The fall in card debt was however offset by rapid growth in other forms of unsecured debt including personal loans and overdrafts, which rose by nearly £700m during the

Nicholas Hunthttp://www.blogger.com/profile/07311870489191836919noreply@blogger.com0